Ikut bisnesBy business

Pembiayaan untuk pendidikanFinancing for education

Laluan pembiayaan yang biasanya sesuai untuk pendidikan, dan skim sebenar yang mungkin sesuai — dengan sebabnya. Mungkin sesuai, bukan jaminan kelulusan.The financing routes that usually fit education, and the real schemes that may fit — with the reasons. May fit, never a promise of approval.

Cari skim untuk bisnes sayaFind schemes for my business Nilai bisnes iniValue this business
Gambaran pembiayaan untuk sektor iniThis sector's funding at a glance

15 skim terpilih mungkin sesuai untuk pendidikan — 12 khusus sektor, 3 umum.15 curated schemes may fit education — 12 sector-specific, 3 general. Kebanyakannya pembiayaan dan ekuiti.Mostly financing and equity.

Had disahkan tertinggi: RM20,000,000 (Funding Societies Malaysia) — satu skim, bukan jumlah semua.Highest verified limit: RM20,000,000 (Funding Societies Malaysia) — one scheme, not a sum.

Jenis bisnes dalam sektor iniTypes of business in this sector

Pembiaya kerap minta pendaftaran/lesen ikut jenis bisnes — disenaraikan dengan sumber:Financiers often ask for a type-specific registration/licence — listed with the source:

  • Pusat tuisyenTuition centre
  • Tadika / prasekolahKindergarten / preschool
  • Pusat latihan / vokasionalSkills / vocational training centre
Laluan yang biasanya sesuaiRoutes that usually fit

Skim yang menyasarkan bisnes iniSchemes aimed at this business

Funding Societies Financing Funding Societies Malaysia

Pembiayaan modal kerja & invois (P2P berlesen)Working-capital & invoice financing (licensed P2P)

RM20,000,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →
MARA Business Financing MARA

Pembiayaan bisnes untuk usahawan bumiputeraBusiness financing for bumiputera entrepreneurs

RM500,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →
PUNB Enterprise Funding Perbadanan Usahawan Nasional Berhad

Dana runcit & perusahaan untuk bumiputeraRetail & enterprise funding for bumiputera

RM1,000,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →
MIDF SME Financing Malaysian Industrial Development Finance

Pembiayaan PKS & industri (DFI)SME & industrial financing (DFI)

RM20,000,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →
TEKUN Nasional TEKUN Nasional

Pembiayaan mikro untuk usahawan kecil & bumiputeraMicro-financing for small & bumiputera entrepreneurs

RM300,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →
BSN MikroKredit Bank Simpanan Nasional

Pinjaman mikro & bisnes kecilMicro & small-business loans

RM50,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →
CGC Loan Guarantee Credit Guarantee Corporation

Jaminan pinjaman untuk PKS tanpa cagaranLoan guarantees for SMEs without collateral

RM10,000,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →
SME Bank Financing SME Bank Malaysia

Pembiayaan PKS merentasi sektorSME financing across sectors

— Sahkan had dengan penyediaConfirm limit with provider
Laman rasmi →Official site → Butiran skim →Scheme details →
Bank Rakyat SME Financing Bank Rakyat

Pembiayaan Islamik untuk PKSIslamic SME financing

— Sahkan had dengan penyediaConfirm limit with provider
Laman rasmi →Official site → Butiran skim →Scheme details →
Bank Islam SME Financing Bank Islam Malaysia

Pembiayaan Islamik PKS (modal kerja & aset)Islamic SME financing (working capital & assets)

RM1,000,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →
SME Digitalisation Grant MDEC / participating banks

Geran padanan untuk pendigitalan bisnesMatching grant to go digital

RM5,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →
BNM Fund for SMEs Bank Negara Malaysia (via participating banks)

Dana BNM untuk PKS (melalui bank peserta)BNM-backed SME funds via participating banks

RM10,000,000 Had disahkanVerified limit had dinyatakan penyedia — sumberprovider-stated limit — source
Laman rasmi →Official site → Butiran skim →Scheme details →

Skim umum yang terbuka untuk bisnes iniGeneral schemes open to this business

Terbuka umum (termasuk anda), bukan khusus sektor ini — kelayakan ditentukan penyedia. Had disahkan & sumber ada di laman jenis pembiayaan setiap skim.Open generally (including you), not specific to this sector — the provider decides eligibility. Each scheme's verified limit & source are on its financing-type page.

  • Equity Crowdfunding (ECF) (SC-registered ECF platforms)
  • pitchIN (Pitch Platforms Sdn Bhd (SC-registered ECF))
  • Leet Capital (Leet Capital Sdn Bhd (SC-registered ECF))

Skim yang TIDAK terbuka untuk bisnes iniSchemes NOT open to this business

Sekatan sektor bersumber yang mengecualikan bisnes anda — ditunjukkan supaya anda tak buang masa memohon:Sourced sector restrictions that exclude your business — shown so you don't waste time applying:

  • Cradle Fund (CIP) (Cradle Fund) — terhad kepada sektor quaternaryrestricted to quaternary sectors · sumbersource
  • MDEC Programmes (Malaysia Digital Economy Corporation) — terhad kepada sektor quaternaryrestricted to quaternary sectors · sumbersource
  • MTDC Commercialisation Funding (Malaysian Technology Development Corp) — terhad kepada sektor quaternaryrestricted to quaternary sectors · sumbersource
  • MBAN Angel Network (Malaysian Business Angel Network) — terhad kepada sektor quaternaryrestricted to quaternary sectors · sumbersource
  • BERNAS Financing Programme (Agrobank (Bank Pertanian Malaysia Berhad)) — terhad kepada sektor primaryrestricted to primary sectors · sumbersource
  • AGRO Kredit Mikro (Agrobank (Bank Pertanian Malaysia Berhad)) — terhad kepada sektor primaryrestricted to primary sectors · sumbersource
  • AGRO Pembiayaan Padi (Agrobank (Bank Pertanian Malaysia Berhad)) — terhad kepada sektor primaryrestricted to primary sectors · sumbersource

Sebelum mohon: lesen & pendaftaranBefore you apply: licences & registration

Fakta rasmi untuk bantu anda bersedia — bukan nasihat:Official facts to help you prepare — not advice:

  • Institusi pendidikan swasta: premis perlu kelulusan Pihak Berkuasa Tempatan, Jabatan Bomba dan Penyelamat serta Pejabat Kesihatan; pemohon mesti syarikat/organisasi berdaftar yang boleh buktikan keupayaan kewangan.Private education institutions: premises need approval from the Local Authority, Fire & Rescue Dept and the Health Office; the applicant must be a registered company/organisation that can prove financial capability. · sumbersource
  • Semua TASKA (penjagaan kanak-kanak bawah 4 tahun) wajib berdaftar dengan JKM di bawah Akta Taman Asuhan Kanak-Kanak 1984 (Akta 308).All TASKA (childcare for children under 4) must register with the Dept of Social Welfare (JKM) under the Child Care Centre Act 1984 (Act 308). · sumbersource
Nilai bisnes anda duluValue your business first

Nilai pendidikan →Value education → · Cara nilai dikiraHow value is calculated

Soalan lazimFAQ

Jenis pembiayaan apa yang biasanya sesuai untuk pendidikan?

Pembiayaan invois, Geran padanan, Pembiayaan dagangan, Kemudahan modal kerja, Pembiayaan berjamin.

Adakah BijakDana beritahu saya layak?

Tidak. Kami hanya kata sesuatu skim mungkin sesuai. Kelayakan ditentukan oleh penyedia.

Adakah BijakDana broker pembiayaan?

Tidak. BijakDana bukan pemberi pinjaman dan tidak menjadi broker pembiayaan. Anda memohon terus kepada penyedia.

Data disemak: 2026-09.Data checked: 2026-09.